Understanding the different federal agencies and programs

When I started working on a plan for our community, I came across several federal agencies and programs. Normally, the purchase of the properties would use Federal Emergency Management Agency (FEMA) funds, as stated by the Hazard Mitigation Grant Program (HMGP). The HMGP aims to reduce or eliminate long-term risk to people and properties from future disasters. “FEMA’s hazard mitigation assistance provides funding for eligible mitigation measures that reduce disaster losses.” The Buyouts funded by FEMA must be voluntary, and the acquired properties must be transformed into open spaces. Nevertheless, it is important to recognize that FEMA does not buy houses directly from homeowners, buyouts are administered by the state and local communities. Once FEMA approves applications, the state or community conducts the purchase and the clearing of the land. 

However, Governor Cuomo realized that this form of assistance would not work for us. Instead, he allowed participants to apply directly to the state, cutting a lot of time from the process. And, rather than using HMGP funds, the money was channeled by the NYC Department of Housing and Urban Development (HUD). More specifically, the funds were part of the Community Development Black Grant (CDBG), due to the governor’s familiarity with the grant.

What other federal agencies?